We have Black Widows out the wazoo here it seems. Anything dark and dank.. you can bet there is one hiding in there. They tend not to want anything to do with people though, and don't seem at all fast, so I haven't ever really felt threatened by them. We also have BROWN widows, which I guess aren't as venomous (but still venomous), and are really everywhere. It's annoying.
Don't think I've ever seen a brown recluse though, thank goodness.
We have bees and yellow jackets here, they come to the pool when it's hot. Only see a very occasional wasp or two, and no murder hornets yet.